Effective Date: October 5, 2026
Car Loan Tracker (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how the Car Loan Tracker mobile application (“App”) handles information when you use our App.
By using Car Loan Tracker, you agree to the practices described in this Privacy Policy.
1. About Car Loan Tracker
Car Loan Tracker is a personal finance utility application that helps users:
- Track car loans
- Calculate EMI payments
- Monitor loan balances
- Track principal and interest
- Manage EMI payments
- Calculate prepayment savings
- View EMI schedules
- Set EMI reminders
- Generate loan reports
- Manage multiple car loans
The App does not require users to create an account or provide a phone number or email address to use its core features.
2. Information You Enter
The App may allow you to enter information such as:
- Car name
- Car brand and model
- Vehicle registration number
- Loan amount
- Down payment
- Interest rate
- Loan tenure
- Loan start date
- EMI date
- Lender or bank name
- Processing fees
- Insurance amount
- Payment records
- Prepayment information
- Notes associated with payments
This information is used to provide the App's loan-management and calculation features.
3. Local Storage of Your Data
Car Loan Tracker is designed to store your loan and payment information locally on your device for the App's core functionality.
Your loan information is not required to be uploaded to our servers to use the basic features of the App.
If you use the App's backup, restore, export, or sharing features, the relevant data may be accessed through the device's file-sharing or storage functionality based on the action you choose.
You are responsible for keeping any exported or backed-up files secure.
4. Advertising
Car Loan Tracker uses Google AdMob to display advertisements.
AdMob may collect and use certain information, such as device identifiers, advertising identifiers, IP address, app interaction information, and other information permitted under Google's advertising services, for purposes such as:
- Delivering advertisements
- Measuring advertising performance
- Preventing fraud and abuse
- Improving advertising services
- Providing personalized or non-personalized advertising, depending on applicable settings and requirements
The advertising experience may vary depending on your device, region, consent choices, and Google's advertising systems.
Google may process information according to its own privacy policies.
For more information about how Google handles information, please review Google's Privacy Policy:
Google Privacy Policy:
https://policies.google.com/privacy
5. Advertising Identifiers
Depending on your device settings, operating system, region, and applicable consent requirements, advertising identifiers may be used by advertising providers such as Google AdMob.
You may be able to reset or limit the use of your advertising identifier through your Android device settings.
Advertising availability and personalization may also depend on your consent choices where required by applicable law.
6. Notifications
Car Loan Tracker may provide optional EMI reminders and other local notifications.
Notifications may include information such as:
- Upcoming EMI reminders
- EMI due dates
- Loan payment reminders
Notification permission is requested where required by Android.
You can disable notifications at any time through the App's settings or your Android device settings.
7. Camera, Photos, and Location
Car Loan Tracker does not require access to your camera, microphone, contacts, or precise location for its core loan-tracking functionality.
The App only requests device permissions that are necessary for specific features.
8. Internet Connection
An internet connection may be required for services such as:
- Loading advertisements
- Certain external services
- App updates
The core loan calculations and locally stored loan information are designed to remain available without an internet connection.
9. Data Sharing
We do not sell your personal financial information.
We do not require you to submit your loan information to us in order to use the core functionality of the App.
However, third-party services integrated into the App, such as Google AdMob, may process information according to their own policies.
If you choose to use Android's sharing, backup, export, or file-storage features, information may be transferred to the destination you select.
10. Third-Party Services
The App may use third-party services, including:
Google AdMob
Google AdMob is used to provide advertisements within the App.
Google may collect information in accordance with its privacy policies.
Google Privacy Policy:
https://policies.google.com/privacy
We recommend reviewing Google's privacy documentation for detailed information about advertising data practices.
11. Data Security
We take reasonable steps to protect the information handled by the App.
Because loan and payment information may be stored locally on your device, you should use appropriate device security such as:
- Screen lock
- PIN
- Password
- Biometric authentication
No method of electronic storage or transmission can be guaranteed to be completely secure.
Therefore, we cannot guarantee absolute security of information stored on or transferred through your device.
12. Data Retention and Deletion
Loan and payment information stored locally by the App generally remains on your device until you:
- Delete the information from the App
- Delete the App's data
- Uninstall the App
- Replace or reset your device
If you create an exported or backup file, that file may remain on your device or chosen storage location until you delete it.
We do not control copies of data that you voluntarily share with third parties.
13. Children's Privacy
Car Loan Tracker is a general-purpose financial utility application.
The App is not specifically designed for children.
We do not knowingly request children to provide personal information to us.
If you believe that a child has provided personal information through the App, please contact us so that we can review the matter.
14. Your Privacy Choices
Depending on your device and location, you may have choices regarding:
- Advertising personalization
- Advertising identifiers
- Notifications
- Device permissions
- Data stored locally by the App
You can manage available privacy and advertising settings through your Android device and applicable Google settings.
15. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
When changes are made, we will update the Effective Date at the top of this Privacy Policy.
We encourage users to review this page periodically to stay informed about how the App handles information.
16. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or Car Loan Tracker, please contact us:
App Name: Car Loan Tracker
Developer: [Mr Rohit Kumar]
Email: [rohitkumar12355355@gmail.com]
17. Consent
By downloading or using Car Loan Tracker, you acknowledge that you have read and understood this Privacy Policy and agree to the practices described in it.
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