Effective Date: October 9, 2026
1. Introduction
Welcome to Home Loan Tracker (“we,” “our,” or “the App”). Home Loan Tracker is a personal loan management application designed to help users track home loans, monitor EMI payments, calculate outstanding principal, review interest, plan prepayments, set reminders, and generate financial reports.
Your privacy is important to us. This Privacy Policy explains how information may be collected, used, stored, and shared when you use our application.
By using Home Loan Tracker, you acknowledge this Privacy Policy.
2. Information We Collect
Depending on the features you use, the app may process the following information:
Loan Information
- Loan name and lender name
- Loan amount and disbursement details
- Interest rate and loan tenure
- EMI amounts and payment dates
- Outstanding principal and repayment history
- Prepayment records and estimated interest savings
Documents and Reports
If you choose to use document-related features, the app may process loan documents or financial reports that you select, create, save, or share.
App and Technical Information
Our advertising or diagnostic service providers may collect certain technical information, such as device identifiers, app interaction data, crash information, and advertising-related information, depending on your device settings and applicable consent requirements.
We do not ask users to provide bank account passwords, UPI PINs, or online banking credentials to use the app.
3. How We Use Information
Information processed by Home Loan Tracker may be used to:
- Calculate EMI payments and outstanding loan balances
- Track principal and interest payments
- Maintain payment history and loan schedules
- Estimate the impact of prepayments
- Generate and display financial reports
- Create reminders and notifications, where enabled
- Save or share reports at your request
- Improve app stability, security, and performance
- Display advertisements through supported advertising services
Calculations and projections are estimates for personal tracking purposes and may differ from figures provided by your lender.
4. Storage and Security of Loan Data
Loan information entered into the app may be stored locally on your device, depending on the app's implementation and enabled features.
We do not claim that all information is stored exclusively on your device unless this has been verified for the current version of the app.
We take reasonable measures to protect information processed by the app. However, no method of electronic storage or transmission is completely secure.
You are responsible for keeping your device secure and reviewing the information before exporting or sharing reports.
5. Advertising and Google AdMob
Home Loan Tracker may use Google AdMob to display advertisements.
Google and its advertising partners may process certain information, including advertising identifiers, IP address, device information, and ad interaction information, as permitted by applicable law and your privacy choices.
Advertising information may be used to deliver, measure, and improve advertisements, prevent fraud, and support advertising operations.
For more information about Google's data practices, please visit:
https://policies.google.com/privacy
You can review Google's advertising and privacy controls through your Google account and device settings, where available.
6. Third-Party Services
The app may use third-party services to support advertising, crash diagnostics, analytics, or other functionality, depending on the version you use.
These providers process information according to their own privacy policies and applicable legal requirements.
We do not control the independent privacy practices of third-party services. Please review their policies for additional details.
7. PDF Reports and Sharing
Home Loan Tracker may allow you to generate PDF financial reports containing information such as loan amounts, EMI schedules, payment history, outstanding principal, and interest calculations.
When you save or share a report, the selected information may be accessible to the destination app or recipient you choose.
You are responsible for reviewing a report before sharing it and for choosing a trusted destination. Do not share sensitive financial information with unauthorized people.
8. Notifications and Reminders
If enabled, the app may send reminders about upcoming EMI dates or other loan-related activities.
You can manage notification permissions through your device settings. Disabling notifications may prevent you from receiving reminders.
9. Data Sharing
We do not sell your personal loan records to third parties.
Information may be processed or shared when necessary to:
- Provide features you explicitly request
- Deliver advertisements through third-party advertising services
- Operate and protect the application
- Comply with applicable laws or valid legal requests
- Protect users' rights, safety, and security
Any sharing should be limited to what is necessary for the relevant purpose and handled in accordance with applicable requirements.
10. Data Retention and Deletion
Loan information stored locally may remain on your device until you delete it or remove the app, subject to the app's actual storage implementation and your device's backup settings.
Exported PDF reports may remain in your Downloads folder, document storage, cloud storage, or messaging applications until you delete them.
Information processed independently by third-party providers is subject to their retention and deletion policies.
If the app supports an account or remote storage in the future, additional deletion procedures may apply.
11. Children's Privacy
Home Loan Tracker is intended for people who need to manage home-loan information and is not designed specifically for children.
We do not knowingly intend to collect personal information from children in violation of applicable laws. If you believe a child has provided personal information inappropriately, please contact us so we can review the matter.
12. Your Privacy Choices
Depending on your device, location, and applicable law, you may be able to:
- Review or delete loan information stored in the app
- Disable notifications
- Manage advertising personalization settings
- Manage applicable advertising consent choices
- Avoid exporting or sharing sensitive financial reports
Some options may depend on the features available in your current app version.
13. Changes to This Privacy Policy
We may update this Privacy Policy when the app's features, advertising services, or legal requirements change.
The updated policy will be published on this page with a revised effective date. We encourage users to review this page periodically.
14. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, contact us at:
App Name: Home Loan Tracker
Developer Name: [Mr Rohit Kumar ♥️]
Contact Email: [rohitkumar12355355@gmail.com]
By using Home Loan Tracker, you acknowledge that you have read this Privacy Policy.
Comments
Post a Comment